Business Checking First Trust and Savings Bank

Product	Account Details	Additional Fees
First Checking Business	No minimum balance Unlimited check writing	No monthly service fee
NOW Checking Business	A minimum balance of $600.00 Maintain minimum balance to earn 0.05% APY	$5.00 fee/cycle if below minimum balance requirement $0.20 for each debit in excess of 25 posted during monthly statement cycle
First Investors Checking Business	A minimum balance of $2500.00 Maintain minimum balance to earn 0.10% APY Free personalized check orders (2 boxes/year) Waive issue charge for money orders and cashier’s checks Discount on safety deposit box Discount on photocopies	$5.00 fee if below minimum balance requirement $0.20 for each debit in excess of 25 posted during monthly statement cycle Falls below required minimum, but at least $600.00, you will earn the NOW account interest rate of 0.05% APY on those days