Business Savings First Trust and Savings Bank

Product	Account Details	Additional Fees
Business Savings	A minimum balance of $100.00 A minimum of $10 to earn 0.10% Interest compounds semi-annually	If balance falls below $100.00 any day of the calendar year quarter, a $2.00 fee will be assessed for that quarter $0.50 for each debit in excess of 24 debits posted during semi-annual statement
First Preferred Money Market Business	A minimum balance of $5,000.00 Tiered interest rate No interest will be paid on the days the balance falls below $600.00 Transfers from this account to another account or to a third party are limited to 6 per statement	$5.00 fee if below minimum balance requirement $5.00 fee will be charges for each debit in excess of 6